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Make Insurance Fair and Accessible
Decentralized insurance protocol to collectively build insurance products.
Crop Insurance
Select your crop and the location of your field. Automated payouts are triggered by drought or flood events reported by government agencies.
Demo video
Demo video
Licensed
Flight Delay Insurance
First decentralized insurance. Payouts are automatic and almost instant. Now fully licensed.
Demo video
Demo video
Licensed
Hurricane Protection
Affordable, accessible protection against risk of death or heavy illness of a community member. Immediate emergency payment which helps to get through critical times.
Designed
Crypto Wallet Insurance
Protection against risk of theft and attacks of hackers on wallet smart contracts. Target coverage - up to $1M.
Designed
Collateral Protection for Crypto-backed Loans
Policy pays up to 100% of the issued loan amount if value of collateral provided by the borrower (i.e. ETH, or tokenized car) drops by 90% or more.
Designed
Social Insurance
Affordable, accessible protection against risk of death or heavy illness of a community member. Immediate emergency payment which helps to get through critical times.
Prototyped
Decentralized Insurance Platform (DIP)
Ecosystem is supported by DIP Foundation and contains product builders, risk pool keepers, resellers, oracles providers, claim adjusters, relayers, and underwriters
Generic Insurance Framework (GIF)
Core smart contracts
(provided by DIP Foundation and partners)
Core microservices
(provided by DIP Foundation and partners)
Application or Product Specific smart contracts
(provided by DIP Foundation and partners)
Application or Product Specific micro services
(provided by DIP Foundation and partners)
Decentralized Insurance Protocol
(DIP Protocol)
Rules and standards of how to interact with GIF, interfaces definitions (includes ERC721, ERC165, and ERC20 standards)
July 28, 2016
The beginning
founded by Christoph Mussenbrock and Stephan Karpischek
September 19, 2016
Flight Delay DApp
Flight Delay DApp presented at the Ethereum developer conference Devcon2 in Shanghai
November 28, 2016
1st prize
Etherisc wins Blockchain Startup Contest in Graz
December 16, 2016
Whitepaper
Released a first version of our whitepaper for review
April 6, 2017
Blockchain Oscar
Etherisc won the Blockchain Oscar 2017 for most innovative blockchain startup
July 23, 2018
Token Generating Event Finish
45,478,958 DIP tokens were distributed to 280 contributors
January 24, 2019
GIF release
Generic Insurance Framework is released under a free and open source license
February 1, 2019
BEACON Project Started
EU funded project that couples Earth Observation & blockchain technology, with weather intelligence to deliver cost-efficient and actionable insights for the agri-insurance industry.
July 1, 2019
Crop insurance live
Aon, Oxfam, and Etherisc launch agricultural insurance for farmers in Sri Lanka
July 1, 2020
New Legal Model
Etherisc's new legal model approved by German Financial Authority
February 6, 2020
Chainlink Oracles
Etherisc to Leverage Chainlink Oracles For Decentralized Flight Insurance Product
November 14, 2020
Support from Chainlink
Chainlink makes it possible to start the crop insurance project with ACRE Africa in Kenya
December 14, 2020
Support from Ethereum Foundation
Aya Miyaguchi, highlighted the potential of blockchain technology in the area of inclusive finance
January 15, 2021
Support from Mercy Corps Ventures
Mercy Corps Ventures joined Chainlink and Ethereum Foundation to support ACRE Africa crop insurance initiative
February 8, 2021
Grant Announcement
Etherisc launches 50 Million DIP Token Grant Program
April 1, 2021
MVP for crop insurance in Kenya ready
The initiative aims to provide 250,000 farmers in East Africa with insurance coverage, who will be able to pay the insurance premiums in small installments as low as $50 cents.
May 17, 2021
Support from CLI and SDC
Climate Ledger Initiative and Swiss Agency for Development and Cooperation join the Acre Africa project
July 14, 2021
First Payouts to farmers
The first payments have been processed directly through the system designed and built by Etherisc in tandem with ACRE Africa and are visible on-chain.
August 31, 2021
Community Supported Insurance (Saxony)
Start of the CSI Project in Saxony
September 1, 2021
Introducing the GIF Monitor
A Visualization of the GIF. Allows all actors to develop and deploy their own products on our platform.
October 1, 2021
Rapid Development Platform
Meteor-Kitchen will enable to build new Insurance Products extremely fast
January 20, 2022
FlightDelay protection live
A blockchain-based flight delay protection product that autonomously issue policies and execute payouts for travelers who experience flight delays or cancellations.
March 11, 2022
Co-Grant Announcement
Etherisc and Chainlink launch a joint grant program to support the development and accelerate the adoption of data-driven decentralized insurance products.
March 22, 2022
Lemonade Crypto Climate Coalition
Etherisc becomes founding member of Lemonade Crypto Climate Coalition
In the "Token mechanics" document we present a token model for a decentralized insurance platform. Together with a consumer-facing insurance application, this shows how a decentralized insurance system could work on the blockchain.
Etherisc's mission is to build decentralized insurance applications, making the purchase and sale of insurance more efficient, enabling lower operational costs, increase transparency of insurance compared to traditional operations, and democratize access to reinsurance investments. More details can be found in our whitepaper.
Etherisc is building a platform for decentralized insurance, plain and simple. But we also understand it is not so straightforward to grasp the various elements that go into making Etherisc. Read this 17-page paper outlining our vision and summarizing what Etherisc is.
Etherisc creates a Decentralized Insurance Protocol to collectively build insurance products. This game-changing protocol can address the main challenges of modern insurance. Read this one pager to get a quick overview of the Etherisc project and how it can completely reshape the legacy model of the insurance industry.
Decentralized Insurance Foundation
Gotthardstr. 26
6300 Zug
Switzerland
Etherisc GmbH
Ruth-Drexel-Str. 154
81927 München
Germany
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